Canton of Shaffhouse: Health insurances & premiums in comparison

There are a total of 27 health insurances in the canton of Shaffhouse. These 27 health insurances offer different models of basic insurance. Although all health insurances in Shaffhouse are required by law to provide benefits, the monthly premiums can vary greatly. This depends on various factors such as the health insurance company chosen, the model of basic insurance, the deductible rate chosen, the premium region and the age of the insured person in the canton of Shaffhouse.

These differences are also clearly visible in the health insurance premiums for 2024 in Shaffhouse. The cheapest monthly premium in the canton of Shaffhouse is currently CHF 255.35, while the most expensive is CHF 666.25. If you take a few important points into account when choosing your health insurance, you can make considerable savings in Shaffhouse. In fact, it is possible to save up to CHF 4’930.80 in the canton of Shaffhouse.

Please note that the premiums indicated for 2024 are based on current information and may change during the course of the year. It is advisable to regularly check the current premiums and conditions of the health insurances.

health insurance Shaffhouse

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The cheapest health insurances in the canton of Shaffhouse

In 2024, health insurance premiums in the canton of Shaffhouse rose by 9% compared to 2023. Aquilana, The cheapest health insurance is Agrisano in Shaffhouse and costs 255.35 francs per month. According to the FOPH, the rising premiums are the result of the growing costs in the healthcare sector, which are due to the increasing average age and medical and technological progress.

The 10 cheapest health insurances in the canton of Shaffhouse are listed below:

Health insurance Model Premiums in CHF
Concordia HMO 296.65
ÖKK HMO 297.75
Aquilana Smartmed 298.65
Helsana Benefit Plus 298.75
CSS HMO 304.95
Swica HMO 305.95
Assura Qualimed 311.45
Visana Telcare 313.05
Sanitas Netmed 317.85
KPT KPTwin 317.85

*For adults aged 26 and over with deductible rate 2500 (without accident cover) in the canton of Shaffhouse

Canton Shaffhouse: Premium region 2

The 10 cheapest health insurance companies in premium region 2(Canton of Shaffhouse) are listed below:

Health insurance Model Premiums in CHF
Agrisano AGRIsmart 255.35
ÖKK HMO 264.55
Concordia HMO 267.25
Aquilana Smartmed 272.25
Swica HMO 272.95
Visana Telmed 273.25
Assura Qualimed 276.55
CSS HMO 276.95
Visana Managed Care 282.35
Sanitas Netmed 285.25

*For adults aged 26 and over with deductible rate 2500 (without accident cover) in premium region 2(Canton of Shaffhouse).

*Premium region 2: Oberklettgau, Reiat, Stein, Schleitheim, Unterklettgau.

Compare and change health insurance companies in Shaffhouse

Health insurance premiums in the canton of Shaffhouse vary considerably depending on the health insurance company. The health insurance comparison helps to find the cheapest health insurance in the canton of Shaffhouse. It is important to note that the benefits of basic health insurance are set by law and remain identical regardless of the health insurance company. Savings on premiums are made by changing health insurances.

Basic insurance savings models in Shaffhouse

The models of basic insurance can also influence the amount of health insurance premiums in Shaffhouse. As a rule, insured persons pay more if they opt for a model with free choice of doctor, such as the standard model. However, if you are willing to commit to a specific contact person or a consultation hotline, you can save money in Shaffhouse through models such as family doctor, HMO or Telmed models.

Changing the deductible rate in Shaffhouse

Adult policyholders in Shaffhouse can choose from a total of 6 deductibles, ranging from 300 francs to 2,500 francs. The choice of deductible rate has a direct influence on the amount of the health insurance premium. As a rule of thumb, if you choose a higher deductible rate, the monthly premium will be lower. Therefore, it may be worthwhile for people with lower health costs to choose a higher deductible rate. This way, you can save up to CHF 1,000 over the course of the year.

Health insurance premiums by canton

The health insurance premiums by canton and premium region are listed below: