Car insurance: Calculate and compare premiums
Calculate and compare the best car insurance in Switzerland online. Use our premium calculator to find the right car insurance for your vehicle.
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Why you can find the best car insurance at Checkall
With our renewed artificial intelligence, we find the cheapest, most suitable and most comprehensive car insurance quotes.
Our priority is always you. Taking your budget into account, we offer you the best price guarantee on all car insurance policies.
Compare and conclude car insurance with Checkall
You can compare and take out Swiss car insurance with Checkall in 3 steps:
- Calculate car insurance: Enter the basic data required for the calculation.
- Compare car insurance: Compare car insurance premiums and benefits and select the right car insurance for you.
- Order a quote or take out a policy directly: Enter personal and contact data for the quote or take out the car insurance online.
Car insurance benefits
You can have your car insured in various ways. In addition to the compulsory third party liability insurance, car insurance includes partial cover and fully comprehensive insurance. The benefits of car insurance are as listed below:
Third party liability insurance (compulsory)
Third-party liability insurance is compulsory in Switzerland and covers damage caused by you and your vehicle to other people or vehicles.
Partial cover
Partial cover is optional and protects you against theft, glass breakage and damage caused by natural forces.
Fully comprehensive insurance
Fully comprehensive insurance is also voluntary and protects you against damage to your own vehicle.
Additional products to car insurance
In addition to partial and fully comprehensive insurance, car insurance offers other supplementary products.
You can choose from the following benefits:
Gross negligence protection
Gross negligence is defined as all offences against the road traffic regulations (SVG). This includes, for example, damage due to disregarding a red traffic light or damage due to a rolling stop.
Accident (passenger insurance)
In the event of a claim or if you need assistance regarding your vehicle, you have a contact person around the clock thanks to 24h Assistance.
Carry-on items
If you are involved in an accident and your personal belongings in the vehicle suffer damage as a result or are stolen, the costs are also covered by the car insurance.
Parking damage
With parking damage, all damage to your vehicle caused by third parties is covered by car insurance.
The best car insurance policies in comparison
With the premium calculator from Checkall, you can quickly find the right car insurance. You can compare the best car insurance policies with our premium calculator.
Frequently asked questions about car insurance
Frequently asked questions about car insurance are listed below:
Of course, it is recommended that you notify the insurance company of a change of vehicle and the adjustment of the insurance as soon as possible.
Every time you change vehicles, you have the right to cancel your existing policy. You also have the option of cancelling your insurance policy in the event of damage to your car. However, the cancellation should be submitted within two weeks of the payment of the claim amount.
You also have the option of cancelling your motor insurance policy in the event of a premium increase. Here, too, the time frame is usually set at two weeks. It is important to know that the different time frames can vary depending on the insurance company. For this reason, it is highly recommended that you obtain this important information early on.
Benefit priorities may change depending on how old your vehicle is, how often you use it or how often you drive your car abroad.
You can have a free choice of garage insured, depending on which insurance company you are with and what their quotes are.
No, a replacement car is not always covered by comprehensive insurance.
Bonus protection allows you to commit one claim per year without increasing your premium. Accident-free years are always rewarded.
Gross negligence is defined as all violations of the road traffic regulations (SVG). This includes, for example, damage due to disregarding a red light or in the case of damage due to a rolling stop.
More simply explained: damage that could have been prevented. There are insurance policies where gross negligence is included in the bonus protection package.
Practically all insurance companies have a 24/7 hotline. In the event of a claim, it is important that you call your insurance company immediately. You will receive help and instructions on how to proceed.
In the event of a claim, all persons living in the same household have the same cover. However, if you often drive other people's cars or if your vehicle is often used by others, it is recommended that your vehicle is insured under the "Use of other people's vehicle" benefit in your personal liability insurance.
You are covered with the same benefits abroad as you are in Switzerland, unless otherwise stated.
However, you should also contact your insurance company immediately in the event of a claim. Depending on the insurance company and its offer, you can also have a Europe-wide breakdown service insured.
You can also benefit from help directly on site: You can be collected from the scene of the accident, your car can be transported to a garage and you have the right to a replacement car. There is also the possibility that you can continue your journey by air or another means of transport so that you arrive safely at your destination.
In order to be allowed to obtain a licence plate as a car owner, you should take out third-party liability insurance for your vehicle. However, third party insurance only covers damage to third parties.