Fitness: The health insurance companies pay for the fitness subscription
In Switzerland, health insurance companies offer their policyholders fitness subscriptions and health programs as additional services. The health insurance companies promote the health and well-being of the insured by creating incentives for regular physical activity and a healthy lifestyle.
These include discounted gym memberships, financial contributions to courses and training, and access to online fitness programs. The conditions and benefits of these offers vary depending on the health insurance company and the selected supplementary insurance. It is advisable to compare the different health insurance offers in order to find the right fitness subscription for your individual needs and preferences.
What does health insurance pay for the fitness subscription?
Health insurance companies in Switzerland cover part of the costs for fitness subscriptions or health programs as part of their supplementary insurance. The exact amount you pay for the fitness subscription depends on the health insurance company you choose and the corresponding supplementary insurance.
The financial participation of health insurance companies in the cost of fitness subscriptions varies. Some health insurance companies offer lump sums between CHF 200 and CHF 1000 per year, while others reimburse a percentage of the membership costs (e.g. 50%) up to a certain maximum amount. In some cases, health courses or special training programs can also be subsidized by the health insurance company.
What does supplementary insurance with fitness cover?
Supplemental fitness insurance is typically a supplemental benefit from a health insurance company designed to promote the health and well-being of policyholders by providing financial support for exercise and healthy lifestyles. Supplemental fitness insurance typically covers the following benefits: Supplemental fitness insurance is typically a supplemental benefit provided by a health insurance company that promotes the health and well-being of policyholders by providing financial support for exercise and healthy lifestyles. The supplementary insurance with fitness usually covers the following benefits:
- The fitness subscription:
The supplementary insurance can cover part or all of the costs of a fitness subscription in a recognized gym or sports facility.
- Health and Fitness Courses:
The supplementary insurance can cover the costs of courses such as yoga, Pilates aerobics, Zumba or other health-promoting activities.
- Preventive health programs:
The supplementary insurance can also cover the costs of preventive health programs such as nutritional advice, smoking cessation or stress management.
- Sports clubs:
The supplementary insurance with fitness offers financial support for participation in sports clubs or other sporting activities, such as swimming courses, tennis lessons or ski tours.
Which health insurance companies cover the costs for fitness studios?
In Switzerland, many health insurance companies cover part of the costs for gyms as part of their supplementary insurance. However, the exact services and conditions vary from provider to provider. Here are the health insurance companies that take over the fitness subscription of a gym.
Helsana
Helsana covers the fitness subscription up to a maximum of 1,000 francs per year.
- COMPLETA:
The supplementary insurance can cover part or all of the costs of a fitness subscription in a recognized gym or sports facility.
- COMPLETA EXTRA:
The supplementary insurance can cover the costs of courses such as yoga, Pilates aerobics, Zumba or other health-promoting activities.
Swica
Swica covers the fitness subscription up to a maximum of 800 francs per year.
- COMPLETA PRÄVENTA:
50% up to CHF 500 per calendar year (max. CHF 300 per type of pension).
- OPTIMA:
90% of the costs not covered by COMPLETA PRAEVENTA, up to a maximum of CHF 300 per calendar year.
Sympany
Sympany covers the fitness subscription up to a maximum of 300 francs per year.
General supplement, Plus, Plus Natura, Salto: max. CHF 200 per calendar year.
Private supplement, Premium, Premium Natura: max. CHF 300 per calendar year.
Visana
Visana covers the fitness subscription up to a maximum of 200 francs per year.
BASIC, AMULANT: max. CHF 200 for annual subscription.
Sanitas
Sanitas covers the fitness subscription up to a maximum of 200 francs per year.
Classic, Family Jump, MobiJeunes: max. CHF 200 per calendar year (The service counts towards the product-specific cap on prevention – health promotion per calendar year).
How much does basic insurance pay towards the fitness subscription?
No, however, basic insurance focuses on medical treatment and care services and is not designed to cover the cost of fitness subscriptions or health-promoting activities.
The assumption of costs for fitness subscriptions and sports activities is usually carried out via supplementary insurance, which is offered separately by health insurance companies. These supplemental plans are optional and offer a range of additional benefits and coverage, including financial contributions to fitness subscriptions.
You must inquire with the various health insurance companies about the additional insurance they offer and the benefits of the Compare health insurance companies if you are looking for financial support for a fitness subscription . However, basic insurance alone does not cover such benefits.
