You should cancel the health insurance within the deadlines if you want to change health insurance at the end of the year.
Find a new health insurance company before you change health insurance companies. As soon as you receive the confirmation of acceptance from the new health insurance company, you can give notice to your current health insurance company in due time. The notice period is 30 November for basic insurance and 30 September for supplementary insurance.
The premium increase is the main reason for switching. Dissatisfaction with the previous health insurance company and changes in the family can also lead the insured to change.
The biggest advantage of switching health insurers is the saving on monthly premiums.
The main reason for changing health insurance companies is the annual premium increase. With the premium increase, there are large differences in premiums between health insurance companies for the same services. The 5 reasons for switching health insurance companies are as listed below:
You can change your health insurance in Switzerland at the end of the year. To do so, you must find a new health insurance company and then cancel your current health insurance company in writing. The letter of termination must reach the health insurance company by 30 November.
You can change and cancel your health insurance in 4 steps and the 3 steps are as listed below:
You can cancel your health insurance in writing or by mail. Write a letter of termination for the previous health insurance company. You can bring the letter of termination to the nearest agency or send it by post as a registered letter. Contact the health insurance company if you want to cancel by mail. You can also send the letter of termination by mail.
The notice periods of the health insurance company are different for the basic insurance and the supplementary insurance. The notice periods are listed below:
The biggest advantage of changing health insurance is the saving on monthly premiums. The 4 advantages of changing health insurance are listed below:
Health insurance companies in Switzerland are legally obliged to accept you for basic insurance. The only legal requirement for health insurance companies is to have a residence in Switzerland. The health insurance companies are not obliged to accept you for supplementary insurance. You must fill out a health declaration for supplementary insurance. The health declaration may lead to a rejection if you cannot meet the requirements of the health insurers.
A change of health insurance provider is subject to the notice periods. If notice periods are missed, the health insurance company will extend the policy by one year.