Private legal expenses insurance protects the policyholder against the costs that can arise from a legal dispute. Calculate and compare the premiums of the best private legal protection insurances now.
With our renewed artificial intelligence, we find the cheapest, most suitable and comprehensive legal expenses insurance quotes.
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In 3 steps you can compare private legal expenses insurance with Checkall and take out a policy online.
With legal expenses insurance, you are not only supported financially, but you also receive continuous legal assistance in your disputes. In the event of a dispute, legal expenses insurance offers you protection against high legal and lawyer's fees. This means you receive the help you need in choosing a lawyer or personal legal advice. Legal expenses insurance protects all persons living in the same household, as they are also insured under the policy. This means that your family or roommate is also protected. Legal expenses insurance coverage applies throughout Switzerland as well as abroad.
The benefits of private legal expenses insurance are as listed below:
Private legal expenses insurance covers private legal matters. It does not matter whether it is a conflict with your employer, with your landlord, in the case of inheritance or in the case of divorce.
Traffic legal protection helps you in legal disputes and is always at your side when appealing against fines or driving disqualifications.
Depending on which insurance company you are with and the area of jurisdiction of your dispute, the sum insured in Switzerland is between CHF 5,000 and CHF 1,000,000. Abroad, legal expenses insurance covers up to CHF 500,000.
Some legal expenses insurers provide you with an in-house lawyer. For all legal questions or disputes, the legal expenses insurance and its lawyers are at your disposal. Some insurance companies even allow you to choose your own lawyer. You can decide for yourself which lawyer you would like to be represented by.
The waiting period - also known as the grace period - varies from one month to six or twelve months. Once this waiting period has expired, you may claim the benefit. However, there are legal expenses insurances without a waiting period. (See benefits in comparison)
Before you decide on a legal expenses insurance, it is best to compare premiums and benefits at Checkall. Thanks to the premium calculator, you can easily compare legal expenses insurances in Switzerland. Insurance companies often offer discounts if you take out both private and traffic legal protection insurance.
The frequently asked questions about legal expenses insurance are listed as follows:
Before contacting a lawyer, it is recommended that you contact your insurance company first. If you contact your lawyer first, he or she will at best ask you whether legal expenses insurance exists and whether you would like to make use of this.
All persons living with you in the same household are covered by the policy.
There are some insurance companies where you are free to choose your lawyer. You can decide for yourself which lawyer you want to be represented by. However, there are also many legal expenses insurances that provide you with an in-house lawyer. For all legal questions or disputes, their lawyers are at your disposal.
Legal proceedings that took place before or during the conclusion of a legal expenses insurance policy are not insured and are not paid for by the legal expenses insurance.Only legal disputes after the start of the insurance policy are covered by your insurance. Other costs that are not paid by the legal expenses insurance:If the amount in dispute is lower than the minimum amount specified in the contract, the insurance will not cover any costs.Disputes between family members who are insured with you in the same policy are also not covered by the legal expenses insurance.Malicious activities, active participation in a fight or if you have been under the influence of alcohol while driving are not covered by the legal expenses insurance.