Apply for credit: To fast credit with Checkall

Apply for credit online, wait for credit decision and receive credit amount. With flexible term.

To the credit application

How can I apply for a loan through Checkall?

  1. 1) Specify your desired loan
  2. 2) Complete and submit the online application at
  3. 3) Review the offer and then sign the contract.
  4. 4) After 14 days, check the receipt of the money in your account.
Kredit beantragen

Your advantages when you apply for a loan through Checkall

Clear Prerequisites

These are the general requirements for our loans*:

  • Minimum age 20 years
  • Residence in Switzerland
  • Swiss citizenship, residence permit (B/C permit)
  • Regular income (non-terminated and open-ended employment)
  • Financial viability of the loan
  • Once these conditions are met, nothing should stand in the way of your loan.

Personal advice

We are available by phone on the Hotline 044 542 65 55 available for you.

simplicity and discretion

We guarantee that your application will be processed quickly and protect your interests.

The most important facts about applying for a loan

You will find all important information about credit application with just one look.

Personal Credit

It doesn't matter whether you finally want to fulfill your long-awaited wish or whether an unexpected bill comes at the wrong time: With a loan on installments you give yourself financial freedom and don't have to do without anything anymore.


Before the bank can pay you the desired contribution, your credit rating must first be checked. The credit rating defines your creditworthiness and your ability to pay. In addition to your personal details, your payslips for the last three months will also be checked.

Monthly installment and term

The term of your loan may change depending on the amount you want to repay each month.
The higher the amount paid in each month, the fewer installments are required to be able to pay back your loan.
The advantage of this is that you have to pay less interest on the loan.

More services from Checkall

FaQ: Frequently asked questions about applying for credit

By "consumer credit" we mean a loan to a private person, during a term of at least three months. It should be noted that the interest rate may not be higher than 10%.

It is required that the borrower is of legal age. The borrower must have a residence in Switzerland or the Principality of Liechtenstein. It is also possible if the borrower is a cross-border resident.
Likewise, a regular income is crucial, as the creditworthiness of the borrower is checked.

To be eligible to apply for a loan in Switzerland, you must earn at least CHF 2,500 (net income) per month.

In order for your personal details to be checked, you must be able to show us a copy of your ID, passport or a valid residence permit. You must also be able to show your pay slips for the last three months and your health insurance policy. Extracts from the debt collection register, rental income and current credit agreements may also be requested.

Very young people and people of retirement age often have difficulties in obtaining a loan from the bank. That is why age plays an important role when applying for a loan.
Your income is also an important factor that can confirm your creditworthiness. The loan rate can also be affected by your employment with the same employer, your length of residence in the same place, and your living arrangement (renting or owning). Your marital status, residence permit, and previous experience with credit or a lease also play an important role.
In summary:
The more stable your financial situation is, the lower the risk that you will not be able to pay your loan back to your lender, i.e. the bank. For this reason, the bank will grant you lower loan interest rates.

In most cases, the loan amount is transferred to your account within 14 days.

Credit debt can be deducted from taxes.

It is possible to shorten the term of your loan or even pay it off in full by paying several installments at once or requesting an adjustment to the monthly payment from your lender.

With Checkall you have the possibility to have your loan insured. This means that if you lose your job due to illness, accidents or due to unemployment through no fault of your own, the bank will pay your loan installment for you.
It is important to know whether it is a waiting period and how lande the loss of work may be maximum.