Apply for a personal loan online: Fast & cheap

Apply for your personal loan online with Checkall. A loan allows you the financial freedom for your plans. Checkall offers personal credits from CHF 3,000 to CHF 250,000. Discover our cheap personal loans and benefit from a stress-free process. You can take out your personal loan in three steps with Checkall.

Our credit solutions at a glance
Credit amount in 
3k

Term in months
6

Do you own your own home?

Monthly rate
Monthly loan installment already for 4.9%. CHF 507.00
Monthly credit installment up to max. 9.9% (depending on creditworthiness) CHF 513.90

The total interest cost is between CHF 507.00 (4.9 % effective) and CHF 513.90 (9.9 % effective), depending on creditworthiness. Lending is prohibited if it leads to over-indebtedness (Art. 3 UWG).

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Do you own your own home?

Die Eigenheimadresse entspricht der Wohnadresse.

Apply for a personal loan

Why you can find the right personal loan at Checkall

The right personal loan

With our renewed artificial intelligence, we find the cheapest, most suitable and comprehensive personal loan quotes.

Favourable interest rate

Our priority is always you. Taking into account your budget, we offer you the best price guarantee on all loans.

How can I apply for a personal loan at Checkall?

You can apply for and take out a personal loan with Checkall in 3 steps:

  1. Enter your desired personal loan.
  2. Fill out the loan application and complete the process online.
  3. Check the offer and then sign the contract.

Personal loan terms and interest rates

The interest rate on a personal loan is calculated on the basis of the information you provide when you apply for a loan.

Interest rate minimum 4.90%
Interest rate maximum 9.90%
Terms 6 to 84 months
Loan amount CHF 3,000 - CHF 250,000

Personal loan requirements

The requirements for our personal loans are listed below:

  • Minimum age 20 years
  • Residence in Switzerland
  • Swiss citizenship, residence permit (B-/C permit)
  • Regular income (permanent employment without notice)
  • Financial sustainability of the loan

The most important facts about personal loans in Switzerland

The most important facts about personal loans in Switzerland are listed below:

  • Use our personal loan comparison for Switzerland to find the cheapest interest rates from the biggest banks.
  • Apply for your personal loan as early as possible. After signing the contract for a personal loan application, it takes 14 days until you have the money in your account.
  • You must show a regular income for your loan application to be processed.

Other loans from Checkall

Checkall offers other services related to loans and they are as listed below:

  • Consumer Loan

The amount of consumer credit is between CHF 3,000 and CHF 80,000. 

  • Small loan

The small loan allows you to borrow up to CHF 10'000. You can apply for a small loan for a shorter term.

  • Loan calculator

The loan calculator helps you to calculate the credit costs.

Frequently asked questions about personal loans

The frequently asked questions on the subject of personal loans are listed below:

It is required that the borrower is of age. The borrower must have a residence in Switzerland or the Principality of Liechtenstein. It is also possible if the borrower is a cross-border resident. A regular income is also crucial, as the borrower's creditworthiness is checked.

To be eligible to apply for a loan in Switzerland, you must earn at least CHF 2,500 (net income) per month.

In order for your personal details to be checked, you must be able to show us a copy of your ID, passport or a valid residence permit. You must also be able to show your pay slips for the last three months and your health insurance policy. Extracts from the debt collection register, rental income and current credit agreements may also be requested.

The personal loan amount will be transferred to your account within 14 days.

Loan debts can be deducted from taxes.

It is possible to shorten the term of your loan or to pay it off in full by paying several instalments at the same time or by requesting an adjustment of the monthly instalment from your lender.

With Checkall, you have the option of having your loan insured. This means that if you lose your job due to illness, accidents or unemployment through no fault of your own, the bank will pay your loan instalment for you.
It is important to know whether there is a waiting period and the maximum length of time you can be out of work.