Cancel health insurance
Cancel your health insurance for free with our cancellation tool. The fillable cancellation form enables you to receive a completed cancellation letter for the health insurance company as a PDF. All you have to do is send the letter of termination to your health insurance company by e-mail or post.
How does Checkall's cancellation tool work?
In two easy steps, you can create and instantly download your health insurance cancellation form.
For which health insurance companies can I create the cancellation templates?
No matter which health insurance company you want to cancel, we have the right templates for you.
In which cases can I cancel/terminate the health insurance?
No, health insurance cannot be canceled at any time in Switzerland. The possibility of termination depends on the legal provisions and the contractual agreements with the health insurance company.
You can cancel compulsory basic insurance at the end of the year. The termination of basic insurance must be submitted to the current health insurance company by November 30th. Your current health insurance will be extended by one year if you have not opted for a new basic insurance.
You can usually cancel the supplementary insurance by September 30th. The duration of the supplementary insurance is between 1 and 3 years.
Cancel basic insurance (KVG).
You can cancel your basic insurance at the end of November each year. To create the termination template, you must enter your personal details correctly. The letter of termination must be received by the health insurance company by November 30 at the latest. The postmark of the letter of termination is not decisive in this case.
Cancel supplementary insurance (VVG).
You can usually cancel the supplementary insurance by September 30th. In the event of a premium increase for the supplementary insurance, the termination date is extended to November 30th. Early termination is possible if you move abroad or if your health insurance company changes your insurance contract.
In which cases can I terminate the health insurance?
You can cancel your health insurance if you change health insurance, increase premiums, move abroad or change your contract. Here are the four cases for cancellation of health insurance.
- Change to another health insurance company:
You can cancel your current health insurance company if you want to switch to another health insurance company.
- Premium increase:
You can cancel your current health insurance policy within 30 days of receiving the premium increase.
- Moving abroad:
You can cancel your current health insurance policy immediately if you move abroad.
- contract changes:
You can cancel the health insurance company if the health insurance companies restrict or change services.
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FAQ: Frequently asked questions on the subject of health insurance cancellation
If you miss the cancellation deadlines of the previous health insurance company, your current contract will be tacitly extended for another year.