Cancelling and switching household insurance helps you save money. You can even set up the change of your household insurance so that you can continue with the new household insurance without a gap in coverage. We show you exactly how to cancel and switch your household insurance. And what to look out for when switching and notice periods, so that you can start with the new household insurance without any problems.
You can cancel and switch home insurance in 4 steps and the 4 steps are as listed below:
As a rule, you must submit your notice of termination to your existing household insurance in writing at least 3 months before the contract expires. But there are exceptions where you can cancel and switch your home contents insurance. The exceptions are as listed below:
You can cancel your household insurance policy and switch to another household insurance policy if you have a claim on your vehicle. However, you should make sure that the cancellation must be made within 14 days after the insurance company has been notified of the facts - this is the case, among other things, when you have been credited with the payment of the corresponding amount.
You can cancel your household insurance policy and switch to another household insurance policy if your existing household insurance policy changes the policy conditions or the premiums. Your home contents insurance company must inform you in advance of what changes will be made and how long you have until the notice period expires. The changes are considered accepted if you do not cancel your household contents insurance in time.