Cancel and switch car insurance helps you save money. You can even set up the switch of your car insurance so that you can continue with the new car insurance without a gap in coverage. We show you exactly how to cancel and switch car insurance. And what to look out for when switching and notice periods, so that you can start with the new car insurance without any problems.
You can cancel and switch car insurance in 4 steps and the 4 steps are as listed below:
As a rule, you must submit your notice of termination in writing to your existing car insurance company at least 3 months before the contract expires. But there are exceptions where you can cancel and switch car insurance. The exceptions are as listed below:
You can cancel your car insurance and switch to another car insurance if you have a claim on your vehicle. However, you should make sure that the cancellation must be made within 14 days after the insurance company has been notified of the facts - this is the case, among others, when you have been credited with the payment of the corresponding amount.
You can cancel your car insurance and switch to another car insurance company if your existing car insurance company changes the policy conditions or the premiums. Your car insurance company must inform you in advance of what changes will be made and how long you have until the notice period expires. The changes are deemed to be accepted if you do not cancel your car insurance in time.
You can cancel your car insurance and change to a different car insurance if you change your vehicle or the keeper. If you buy a new vehicle afterwards, you will have to find new car insurance.