Change and cancel legal protection insurance

Canceling and changing legal protection insurance helps you save money. You can even set up the change of your legal protection insurance so that you can continue with the new legal protection insurance without a gap in coverage. We will show you exactly how to cancel and change your legal expenses insurance. And what you need to pay attention to when changing and notice periods so that you can start with the new legal protection insurance without any problems.

Change and cancel legal protection insurance
03.01.2024  |  Reading time:  0  Minute

How can I cancel and change legal protection insurance?

You can cancel and change legal protection insurance in 4 steps and the 4 steps are as listed below:

  1. Check cancellation periods: Check the cancellation deadlines of your legal protection insurance when it is possible to cancel.
  2. Create cancellation letter: Create a termination letter and submit it to your existing legal protection insurance company.
  3. Find new legal protection insurance: Compare legal protection insurances and find a suitable legal protection insurance.
  4. change to the new legal protection insurance: Take out the new legal protection insurance and wait for the confirmation of acceptance.

When can I cancel and change legal protection insurance?

You must submit your notice of termination to the existing legal protection insurance in writing at least 3 months before the contract expires. But there are exceptions where you can cancel and change legal protection insurance. The exceptions are as listed below:

After a benefit claim

You can cancel your legal protection insurance after a benefit has been paid and change to another legal protection insurance. The notice of termination must be given to the legal protection insurance company within 14 days after the facts of the case have been disclosed. This is the case, among other things, when you have been credited with the payment of the corresponding amount.

After a premium increase

You can cancel your legal protection insurance and change to another legal protection insurance if your existing legal protection insurance changes the insurance conditions or the premiums. Your legal protection insurance company must inform you in advance what changes will be made and how long you have until the notice period expires. The changes are considered accepted if you do not cancel your legal protection insurance in time.