Cancel insurance

Basic insurance (KVG):

You can normally cancel basic insurance at the end of the year. The letter of termination must be received by the health insurance company by November 30 at the latest (the postmark is not decisive in this case). Further essential information in the article on canceling the health insurance can be found here.

Supplementary insurance (VVG):

The termination date for supplementary insurance varies from health insurance company to health insurance company. Wait for the confirmation of acceptance of the new supplementary insurance before sending a cancellation to the existing insurance.

If you wish to cancel your vehicle insurance (car insurance), all that is required is the policy number and the reason for cancellation. The template is suitable for all Swiss car insurance companies. However, you should take the notice periods of your policy into account! This is usually three months, but there are also certain cases in which extraordinary termination is possible.

If you want to cancel your household contents and personal liability insurance, you only need the policy number and the reason for cancellation. The template is suitable for all Swiss household contents and personal liability insurance policies. However, you should take the notice periods of your policy into account! This is usually three months, but there are also certain cases in which extraordinary termination is possible.

If you want to cancel your legal protection insurance, you only need the policy number and the reason for cancellation. The template is suitable for all Swiss legal protection insurances. However, you should take the notice periods of your policy into account! This is usually three months, but there are also certain cases in which extraordinary termination is possible.

If your insurance expires, you can cancel it with notice or switch to another. Most insurance policies must be canceled 3 months before they expire.

If you have a claim, you can easily cancel the contract and switch to another insurance company. However, you should make sure that the notice of termination must be given within 14 days after notification of the facts to the insurance company - this is the case, among other things, if the payment of the corresponding amount has been credited to you.

If your insurance conditions change or you have to pay a higher premium for the same services, you can cancel the insurance. However, the insurance company must inform you in advance of what changes will be made and how long you have until the notice period expires. If you do not cancel your insurance in good time, the changes will be deemed accepted.

If you change vehicles or change owners, you can adjust or cancel your car insurance at any time. This will also be possible throughout the year. If you receive a new vehicle registration document, the old contract is no longer valid.

If you move into a shared apartment with your partner, they often both have household insurance. With a release request, your advisor can try to cancel the existing policy with another insurance company.

It is better not to double-insure yourself. If you have taken out insurance twice for the same risk, you should cancel one of the insurance policies. Double insurance is actually not that unusual.