The standard model in health insurance is a basic insurance model that gives insured persons the free choice of doctor and direct access to specialists, without prior registration with the health insurance company. It is more expensive than other models, but offers greater flexibility. A change to the standard model is possible once a year until the end of November. To find the best option, you can compare the premiums of the different standard models of health insurance companies.
The standard model is a basic insurance model that offers you a free choice of doctor and direct access to specialists in the event of illnesses and accidents. With this model, you decide yourself which doctor you want to be treated by. The standard model is more expensive than the general practitioner model and other alternative models in health insurance. All health insurance companies offer the standard model in Switzerland.
In the event of illness or accident, you can choose to be treated by a general practitioner or a specialist. In the standard model, you do not have to register with the health insurance fund before receiving treatment. As a rule, you will be billed by your health insurance fund.
You can change your