Canton of Aargau: Health insurances & premiums in comparison

There are a total of 31 health insurances in the canton of Aargau. These 31 health insurances offer different models of basic insurance. Although all health insurances in Aargau are required by law to provide benefits, the monthly premiums can vary greatly. This depends on various factors such as the health insurance company chosen, the model of basic insurance, the deductible rate chosen, the premium region and the age of the insured person in the canton of Aargau.

These differences are also clearly visible in the health insurance premiums for 2024 in Aargau. The cheapest monthly premium in the canton of Aargau is currently CHF 261.85, while the most expensive is CHF 582.25. If you take a few important points into account when choosing your health insurance, you can make considerable savings in Aargau. In fact, it is possible to save up to CHF 3'844.80 in the canton of Aargau.

Please note that the premiums indicated for 2024 are based on current information and may change during the course of the year. It is advisable to regularly check the current premiums and conditions of the health insurances.

The cheapest health insurances in the canton of Aargau

In 2024, health insurance premiums in the canton of Aargau rose by 8.8% compared to 2023. Aquilana, CSS and Groupe Mutuel are the cheapest health insurances in the canton of Aargau. According to the FOPH, the rising premiums are the result of the growing costs in the healthcare sector, which are due to the increasing average age and medical and technological progress.

The 10 cheapest health insurances in the canton of Aargau are listed below:

Health insurance	Model	Premiums in CHF
Aquilana	Casamed	261.85
CSS	HMO	269.05
Groupe Mutuel	PrimaFlex	269.15
Concordia	HMO	269.45
Sanitas	NetMed	270.55
Sympany	HMO	280.15
Helsana	Benefit Plus	284.45
EGK	Telcare	289.35
Assura	Qualimed	289.55
Atupri	HMO	295.85

*For adults aged 26 and over with deductible rate 2500 (without accident cover) in the canton of Aargau

Compare and change health insurance companies in Aargau

Health insurance premiums in the canton of Aargau vary considerably depending on the health insurance company. The health insurance comparison helps to find the cheapest health insurance in the canton of Aargau. It is important to note that the benefits of basic health insurance are set by law and remain identical regardless of the health insurance company. Savings on premiums are made by changing health insurances.

Basic insurance savings models in Aargau

The models of basic insurance can also influence the amount of health insurance premiums in Aargau. As a rule, insured persons pay more if they opt for a model with free choice of doctor, such as the standard model. However, if you are willing to commit to a specific contact person or a consultation hotline, you can save money in Aargau through models such as family doctor, HMO or Telmed models.

Changing the deductible rate in Aargau

Adult policyholders in Aargau can choose from a total of 6 deductibles, ranging from 300 francs to 2,500 francs. The choice of deductible rate has a direct influence on the amount of the health insurance premium. As a rule of thumb, if you choose a higher deductible rate, the monthly premium will be lower. Therefore, it may be worthwhile for people with lower health costs to choose a higher deductible rate. This way, you can save up to CHF 1,000 over the course of the year.

Health insurance premiums by canton

The health insurance premiums by canton and premium region are listed below: