Swica Health Insurance
Three advantages of SWICA
- 24h customer service
- First class medical care
- Lower cost sharing
Legal form and subsidiaries of Swica
Swica is a public limited company with its headquarters in Winterthur, Zurich.
Additional services of Swica
Swica offers three apps, the My Swica App (digital customer portal), the Swica Benevita App (health couch for more exercise, relaxation, healthy nutrition. Achieved goals are rewarded with discounts on selected supplementary insurances) and the Swica Bencura App (contact point for all aspects of your health - symptom check and preventive check).
Swica Health Insurance
Swica Holding was established in 1922 when the four health insurance companies OSKA, ZOKU, SBKK and Panorama merged.
Swica basic insurance
The needs in case of accident, maternity and illness are covered by the compulsory health insurance.
FAVORIT MEDPHARM:- First contact:
Swica partner pharmacy or santé24 phone
- Physician choice:
Your partner pharmacy/Santé24 coordinates any treatment and refers you to a primary care physician's office, specialist's office or hospital if necessary.
- Advantages:
Medical assistance 24 hours/7days a week.
- First contact:
santé24 telephone/video consultation
- Physician choice:
santé24 coordinates every treatment and refers you to a general practitioner's office, specialist's office or hospital if necessary.
- Advantages:
Medical assistance 24 hours/7 days a week.
- First contact:
Medbase health center or SWICA partner practice.
- Physician choice:
Your chosen HMO practice will coordinate any treatment and refer you to a specialist practice or hospital if needed.
- Advantages:
General practitioners and specialists under one roof
- First contact:
Medbase health center or SWICA partner practice.
- Physician choice:
Your chosen HMO practice will coordinate any treatment and refer you to a specialist practice or hospital if needed.
- Advantages:
General practitioners and specialists under one roof
- First contact:
free choice of doctor
- Physician choice:
free choice of doctor
- Advantages:
Unlimited access to medical practice of your choice Switzerland-wide
Swica supplementary insurance
With SWICA's supplementary insurance you can supplement your individual needs, such as teeth, eyeglasses, medical care and fitness.
- Completa top
- Completa Preventa
- Supplementa:
HOSPITA Hospital Insurance
Models:
- General department
- Flex department
- Semi-private department
- Private department
- Private EU/Worldwide Division
Swica Headquarters/Contact(s)
SWICA Krankenversicherung AGGeneraldirektion
Römerstrasse 38
8401 Winterthur
Phone
Swica Cancellation Dates (Written)
SWICA Krankenversicherung AGGeneraldirektion
Römerstrasse 38
8401 Winterthur
Swica advice and customer service 7x24
Tel. 0800 80 90 80Swica TelMed Santé24 - Your Swiss Telemedicine
Tel. +41 44 404 86 86Swica locations
Link einfügenSwica Login mySwica customer portal
Link einfügenSwica doctors list
Link einfügenMore services from Checkall
FaQ: Frequently asked questions about Swica Health Insurance
No, basic insurance and supplementary insurance can in principle be taken out with different health insurers. However, combining both types of insurance with SWICA offers advantages. SWICA and PROVITA are the only health insurers that compare the cost sharing of basic insurance with SWICA supplementary insurance. This means that your annual co-payment ceiling is significantly lower than the co-payments of other health insurers.
No, basic insurance and supplementary insurance can generally be taken out with different health insurance companies. However, the combination of both types of insurance with SWICA offers advantages. SWICA and PROVITA are the only health insurance companies that compare the cost sharing of basic insurance with SWICA supplementary insurance. This means that your annual co-payment upper limit is well below the own costs of other health insurance companies.
No, in principle the basic and supplementary insurance can be taken out with different health insurance companies. However, the combination of both types of insurance with SWICA results in advantages.
SWICA and PROVITA are the only health insurers to count the co-payments of their basic insurance against those of SWICA supplementary insurance, which means that your maximum annual co-payment is significantly lower than that of other health insurers.
Basic insurance (health insurance) is based on the Health Insurance Act (KVG). According to the KVG, all Swiss health insurance companies must offer the same basic insurance benefits. Supplementary insurance is regulated by the Federal Law on Insurance Contracts (VVG). The law only provides for main functions, not individual services. Therefore, the amount of benefits differs depending on the health insurance company.
Basic insurance (health insurance) is based on the Health Insurance Act (KVG). According to the KVG, all health insurance companies in Switzerland must offer the same basic insurance benefits.
Supplementary insurance is regulated by the Federal Law on Insurance Contracts (VVG). This law only prescribes the main features, but not the individual services. That is why the benefits vary from health insurance to health insurance.
Yes, if you are registered with the unemployment insurance fund, you are insured with SUVA against occupational and non-occupational accidents. If not, please contact your SWICA customer service for personal advice.
Yes, if you are registered with the unemployment insurance fund, you are insured against occupational and non-occupational accidents via SUVA. If this is not the case, contact the SWICA customer service responsible for you for a personal consultation.
The santé24 telemedicine team includes doctors and medical specialists and is available 365 days a year to answer any questions you may have about prevention, illness, accidents and maternity. This advice is free for people with SWICA insurance (santé24 is also free for you if you are insured with SWICA through your employer). Telephone number +41 44 404 86 86