Health insurance coverage for chiropractic treatment
Chiropractic is a popular method of treating musculoskeletal complaints, especially back, neck and joint pain. Many people in Switzerland turn to chiropractors to alleviate their complaints. But what about the cost coverage by health insurance? In this blog post, we clarify the most important questions about health insurance coverage for chiropractic treatments in Switzerland.
Chiropractic and the Swiss healthcare system
In Switzerland, chiropractic is recognised as an independent medical profession. Chiropractors must complete comprehensive training and undergo regular further training to ensure a high quality of treatment. This recognition is also reflected in the reimbursement of costs by health insurance companies.
Basic insurance and chiropractic
Basic health insurance (KVG) in Switzerland covers chiropractic treatment without the need for a doctor's referral. This means that patients can go directly to a chiropractor and the costs are usually covered by health insurance. Billing takes place via the health insurance card, similar to visits to the GP or other specialists.
Scope of cost coverage
Basic insurance covers the costs of chiropractic treatments if they are medically necessary. This includes
- Diagnosis and counselling
- Manual treatments and manipulations of the spine and other joints
- Prescription of remedies such as physiotherapy or medication
In addition, X-rays or other diagnostic measures may also be covered by health insurance if they are deemed necessary by the chiropractor.
Supplementary insurance and extended benefits
While basic insurance covers the basic benefits, many supplementary insurances (VVG) offer extended benefits. These can include additional treatment methods that are not covered by basic insurance as standard. These include, for example
- Osteopathy
- Acupuncture
- Nutritional counselling
It is worth comparing the various supplementary insurances to find the best options for your individual health situation.
What you should consider before treatment
Before you start chiropractic treatment, you should clarify a few important points:
- Check insurance cover: Check whether your health insurance covers the planned treatment and whether there are any restrictions or conditions.
- Discuss cost plan: Ask the chiropractor for a cost estimate and clarify which costs are covered by your health insurance.
- Use supplementary insurance: If you have supplementary insurance, find out about the additional benefits to which you are entitled.
Conclusion
Chiropractic is a recognised and widely used treatment method for musculoskeletal complaints in Switzerland. The costs of necessary chiropractic treatments are covered by basic insurance, which facilitates access to this form of therapy. By choosing suitable supplementary insurance, patients can also benefit from extended services. It is advisable to inform yourself well in advance and take all the necessary steps to obtain the best possible care.
If you have any questions about cost coverage or are unsure which services are covered by your health insurance, do not hesitate to contact your health insurance company or a qualified chiropractor directly. This will ensure that you are well informed and receive the best possible care.