Canton of Appenzell Outer Rhodes: Health insurances & premiums in comparison

There are a total of 27 health insurances in the canton of Appenzell Outer Rhodes. These 27 health insurances offer different models of basic insurance. Although all health insurances in Appenzell Outer Rhodes are required by law to provide benefits, the monthly premiums can vary greatly. This depends on various factors such as the health insurance company chosen, the model of basic insurance, the deductible rate chosen, the premium region and the age of the insured person in the canton of Appenzell Outer Rhodes.

These differences are also clearly visible in the health insurance premiums for 2024 in Appenzell Outer Rhodes. The cheapest monthly premium in the canton of Appenzell Outer Rhodes is currently CHF  243.25, while the most expensive is CHF 586.15. If you take a few important points into account when choosing your health insurance, you can make considerable savings in Appenzell Outer Rhodes. In fact, it is possible to save up to CHF 4'114.80 in the canton of Appenzell Outer Rhodes.

Please note that the premiums indicated for 2024 are based on current information and may change during the course of the year. It is advisable to regularly check the current premiums and conditions of the health insurances.

health insurance Appenzell Outer Rhodes

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The cheapest health insurances in the canton of Appenzell Outer Rhodes

In 2024, health insurance premiums in the canton of Appenzell Outer Rhodes rose by 10.1% compared to 2023. Aquilana, CSS and Groupe Mutuel are the cheapest health insurances in the canton of Appenzell Outer Rhodes. According to the FOPH, the rising premiums are the result of the growing costs in the healthcare sector, which are due to the increasing average age and medical and technological progress.

The 10 cheapest health insurances in the canton of Appenzell Outer Rhodes are listed below:

Health insurance Model Premiums in CHF
KPT KPTwin 243.25
Agrisano AGRIsmart 245.65
Concordia HMO 245.75
Assura PreventoMed 251.15
EGK TelCare 253.15
Sanitas NetMed 261.85
Swica Favorit Multichoice 264.95
CSS HMO 265.15
Groupe Mutuel OptiMed 269.75
Sympany HMO 276.85

*For adults aged 26 and over with deductible rate 2500 (without accident cover) in the canton of Appenzell Outer Rhodes

Compare and change health insurance companies in Appenzell Outer Rhodes

Health insurance premiums in the canton of Appenzell Outer Rhodes vary considerably depending on the health insurance company. The health insurance comparison helps to find the cheapest health insurance in the canton of Appenzell Outer Rhodes. It is important to note that the benefits of basic health insurance are set by law and remain identical regardless of the health insurance company. Savings on premiums are made by changing health insurances.

Basic insurance savings models in Appenzell Outer Rhodes

The models of basic insurance can also influence the amount of health insurance premiums in Appenzell Outer Rhodes. As a rule, insured persons pay more if they opt for a model with free choice of doctor, such as the standard model. However, if you are willing to commit to a specific contact person or a consultation hotline, you can save money in Appenzell Outer Rhodes through models such as family doctor, HMO or Telmed models.

Changing the deductible rate in Appenzell Outer Rhodes

Adult policyholders in Appenzell Outer Rhodes can choose from a total of 6 deductibles, ranging from 300 francs to 2,500 francs. The choice of deductible rate has a direct influence on the amount of the health insurance premium. As a rule of thumb, if you choose a higher deductible rate, the monthly premium will be lower. Therefore, it may be worthwhile for people with lower health costs to choose a higher deductible rate. This way, you can save up to CHF 1,000 over the course of the year.

Health insurance premiums by canton

The health insurance premiums by canton and premium region are listed below: