Canton of Basel City: Health insurances & premiums in comparison

There are a total of 27 health insurances in the canton of Basel City. These 27 health insurances offer different models of basic insurance. Although all health insurances in Basel City are required by law to provide benefits, the monthly premiums can vary greatly. This depends on various factors such as the health insurance company chosen, the model of basic insurance, the deductible rate chosen, the premium region and the age of the insured person in the canton of Basel City.

These differences are also clearly visible in the health insurance premiums for 2024 in Basel City. The cheapest monthly premium in the canton of Basel City is currently CHF 385.65, while the most expensive is CHF 743.45. If you take a few important points into account when choosing your health insurance, you can make considerable savings in Basel City. In fact, it is possible to save up to CHF 4'293.60 in the canton of Basel City.

Please note that the premiums indicated for 2024 are based on current information and may change during the course of the year. It is advisable to regularly check the current premiums and conditions of the health insurances.

The cheapest health insurances in the canton of Basel City

In 2024, health insurance premiums in the canton of Basel City rose by 6.5% compared to 2023. Groupe Mutuel, Concordia and Sympany are the cheapest health insurances in the canton of Basel City. According to the FOPH, the rising premiums are the result of the growing costs in the healthcare sector, which are due to the increasing average age and medical and technological progress.

The 10 cheapest health insurances in the canton of Basel City are listed below:

Health insurance	Model	Premiums in CHF
Groupe Mutuel	PrimaFlex	385.65
Concordia	HMO	388.15
Sympany	HMO	389.05
CSS	HMO	389.35
Assura	Qualimed	390.85
Sanitas	CompactOne	395.45
Atupri	SmartCare	403.75
Helsana	Benefit Plus	411.95
Swica	Favorit Sante	414.15
KPT	KPTwin	416.75

*For adults aged 26 and over with deductible rate 2500 (without accident cover) in the canton of Basel City

Compare and change health insurance companies in Basel City

Health insurance premiums in the canton of Basel City vary considerably depending on the health insurance company. The health insurance comparison helps to find the cheapest health insurance in the canton of Basel City. It is important to note that the benefits of basic health insurance are set by law and remain identical regardless of the health insurance company. Savings on premiums are made by changing health insurances.

Basic insurance savings models in Basel City

The models of basic insurance can also influence the amount of health insurance premiums in Basel City. As a rule, insured persons pay more if they opt for a model with free choice of doctor, such as the standard model. However, if you are willing to commit to a specific contact person or a consultation hotline, you can save money in Basel City through models such as family doctor, HMO or Telmed models.

Changing the deductible rate in Basel City

Adult policyholders in Basel City can choose from a total of 6 deductibles, ranging from 300 francs to 2,500 francs. The choice of deductible rate has a direct influence on the amount of the health insurance premium. As a rule of thumb, if you choose a higher deductible rate, the monthly premium will be lower. Therefore, it may be worthwhile for people with lower health costs to choose a higher deductible rate. This way, you can save up to CHF 1,000 over the course of the year.

Health insurance premiums by canton

The health insurance premiums by canton and premium region are listed below: