Canton of Freiburg: Health insurances & premiums in comparison

There are a total of 27 health insurances in the canton of Freiburg. These 27 health insurances offer different models of basic insurance. Although all health insurances in Freiburg are required by law to provide benefits, the monthly premiums can vary greatly. This depends on various factors such as the health insurance company chosen, the model of basic insurance, the deductible rate chosen, the premium region and the age of the insured person in the canton of Freiburg.

These differences are also clearly visible in the health insurance premiums for 2024 in Freiburg. The cheapest monthly premium in the canton of Freiburg is currently CHF 266.75, while the most expensive is CHF 654.15. If you take a few important points into account when choosing your health insurance, you can make considerable savings in Freiburg. In fact, it is possible to save up to CHF 4'648.80 in the canton of Freiburg.

Please note that the premiums indicated for 2024 are based on current information and may change during the course of the year. It is advisable to regularly check the current premiums and conditions of the health insurances.

health insurance Freiburg

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The cheapest health insurances in the canton of Freiburg

In 2024, health insurance premiums in the canton of Freiburg rose by 9.8% compared to 2023. Aquilana, CSS and Groupe Mutuel are the cheapest health insurances in the canton of Freiburg. According to the FOPH, the rising premiums are the result of the growing costs in the healthcare sector, which are due to the increasing average age and medical and technological progress.

The 10 cheapest health insurances in the canton of Freiburg are listed below:

Health insurance Model Premiums in CHF
Helsana Benefit Plus 297.95
Sympany Flexhelp 24 298.05
Concordia HMO 298.55
Sanitas NetMed 303.05
Groupe Mutuel OptiMed 308.35
ÖKK Select 312.35
Aquilana Smartmed 313.85
CSS HMO 316.75
KPT KPTwin 317.35
Assura PreventoMed 318.25

*For adults aged 26 and over with deductible rate 2500 (without accident cover) in the canton of Freiburg

Canton Freiburg: Premium region 2

The 10 cheapest health insurance companies in premium region 2(Canton of Freiburg) are listed below:

Health insurance Model Premiums in CHF
Concordia HMO 266.75
ÖKK HMO 269.45
KPT KPTwin 269.75
Agrisano Agrismart 270.75
Aquilana Smartmed 271.85
Atupri SmartCare 272.45
CSS HMO 274.55
Sympany Flexhelp 24 276.95
Visana Managed Care 278.35
Groupe Mutuel OptiMed 284.55

*For adults aged 26 and over with deductible rate 2500 (without accident cover) in premium region 2(Canton of Freiburg).

*Premium region 2: La Broye, La Glâne, La Gruyère, See, Sense, La Veveyse.

Compare and change health insurance companies in Freiburg

Health insurance premiums in the canton of Freiburg vary considerably depending on the health insurance company. The health insurance comparison helps to find the cheapest health insurance in the canton of Freiburg. It is important to note that the benefits of basic health insurance are set by law and remain identical regardless of the health insurance company. Savings on premiums are made by changing health insurances.

Basic insurance savings models in Freiburg

The models of basic insurance can also influence the amount of health insurance premiums in Freiburg. As a rule, insured persons pay more if they opt for a model with free choice of doctor, such as the standard model. However, if you are willing to commit to a specific contact person or a consultation hotline, you can save money in Freiburg through models such as family doctor, HMO or Telmed models.

Changing the deductible rate in Freiburg

Adult policyholders in Freiburg can choose from a total of 6 deductibles, ranging from 300 francs to 2,500 francs. The choice of deductible rate has a direct influence on the amount of the health insurance premium. As a rule of thumb, if you choose a higher deductible rate, the monthly premium will be lower. Therefore, it may be worthwhile for people with lower health costs to choose a higher deductible rate. This way, you can save up to CHF 1,000 over the course of the year.

Health insurance premiums by canton

The health insurance premiums by canton and premium region are listed below: