Canton of Nidwalden: Health insurances & premiums in comparison

There are a total of 30 health insurances in the canton of Nidwalden. These 30 health insurances offer different models of basic insurance. Although all health insurances in Nidwalden are required by law to provide benefits, the monthly premiums can vary greatly. This depends on various factors such as the health insurance company chosen, the model of basic insurance, the deductible rate chosen, the premium region and the age of the insured person in the canton of Nidwalden.

These differences are also clearly visible in the health insurance premiums for 2024 in Nidwalden. The cheapest monthly premium in the canton of Nidwalden is currently CHF 209.35, while the most expensive is CHF 502.65. If you take a few important points into account when choosing your health insurance, you can make considerable savings in Nidwalden. In fact, it is possible to save up to CHF 3’519.60 in the canton of Nidwalden.

Please note that the premiums indicated for 2024 are based on current information and may change during the course of the year. It is advisable to regularly check the current premiums and conditions of the health insurances.

health insurance Nidwalden

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The cheapest health insurances in the canton of Nidwalden

In 2024, health insurance premiums in the canton of Nidwalden rose by 9.5% compared to 2023. Sympany, EGK and Sanitas are the cheapest health insurances in the canton of Nidwalden. According to the FOPH, the rising premiums are the result of the growing costs in the healthcare sector, which are due to the increasing average age and medical and technological progress.

The 10 cheapest health insurances in the canton of Nidwalden are listed below:

Health insurance Model Premiums in CHF
Sympany HMO 209.35
EGK Care 209.75
Sanitas NetMed 224.05
Aquilana Smartmed 228.45
Atupri Smartcare 236.15
Concordia HMO 236.65
ÖKK HMO 237.85
CSS HMO 242.95
KPT KPTwin 246.45
Groupe Mutuel Primaflex 249.65

*For adults aged 26 and over with deductible rate 2500 (without accident cover) in the canton of Nidwalden

Compare and change health insurance companies in Nidwalden

Health insurance premiums in the canton of Nidwalden vary considerably depending on the health insurance company. The health insurance comparison helps to find the cheapest health insurance in the canton of Nidwalden. It is important to note that the benefits of basic health insurance are set by law and remain identical regardless of the health insurance company. Savings on premiums are made by changing health insurances.

Basic insurance savings models in Nidwalden

The models of basic insurance can also influence the amount of health insurance premiums in Nidwalden. As a rule, insured persons pay more if they opt for a model with free choice of doctor, such as the standard model. However, if you are willing to commit to a specific contact person or a consultation hotline, you can save money in Nidwalden through models such as family doctor, HMO or Telmed models.

Changing the deductible rate in Nidwalden

Adult policyholders in Nidwalden can choose from a total of 6 deductibles, ranging from 300 francs to 2,500 francs. The choice of deductible rate has a direct influence on the amount of the health insurance premium. As a rule of thumb, if you choose a higher deductible rate, the monthly premium will be lower. Therefore, it may be worthwhile for people with lower health costs to choose a higher deductible rate. This way, you can save up to CHF 1,000 over the course of the year.

Health insurance premiums by canton

The health insurance premiums by canton and premium region are listed below: