Canton of Schwyz: Health insurances & premiums in comparison

There are a total of 32 health insurances in the canton of Schwyz. These 32 health insurances offer different models of basic insurance. Although all health insurances in Schwyz are required by law to provide benefits, the monthly premiums can vary greatly. This depends on various factors such as the health insurance company chosen, the model of basic insurance, the deductible rate chosen, the premium region and the age of the insured person in the canton of Schwyz.

These differences are also clearly visible in the health insurance premiums for 2024 in Schwyz. The cheapest monthly premium in the canton of Schwyz is currently CHF 228.65, while the most expensive is CHF 552.75. If you take a few important points into account when choosing your health insurance, you can make considerable savings in Schwyz. In fact, it is possible to save up to CHF 3’889.20 in the canton of Schwyz.

Please note that the premiums indicated for 2024 are based on current information and may change during the course of the year. It is advisable to regularly check the current premiums and conditions of the health insurances.

health insurance Schwyz

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The cheapest health insurances in the canton of Schwyz

In 2024, health insurance premiums in the canton of Schwyz rose by 7.5% compared to 2023. Aquilana, The cheapest health insurance is EGK in Schwyz and costs 228.65 francs per month. According to the FOPH, the rising premiums are the result of the growing costs in the healthcare sector, which are due to the increasing average age and medical and technological progress.

The 10 cheapest health insurances in the canton of Schwyz are listed below:

Health insurance Model Premiums in CHF
EGK Telcare 228.65
Concordia HMO 239.25
CSS HMO 239.35
Atupri SmartCare 250.05
Assura PreventoMed 251.85
Groupe Mutuel PrimaFlex 257.05
Sanitas Netmed 260.75
Sympany Flexhelp 24 261.75
ÖKK HMO 266.25
Visana Combi Care 268.45

*For adults aged 26 and over with deductible rate 2500 (without accident cover) in the canton of Schwyz

Compare and change health insurance companies in Schwyz

Health insurance premiums in the canton of Schwyz vary considerably depending on the health insurance company. The health insurance comparison helps to find the cheapest health insurance in the canton of Schwyz. It is important to note that the benefits of basic health insurance are set by law and remain identical regardless of the health insurance company. Savings on premiums are made by changing health insurances.

Basic insurance savings models in Schwyz

The models of basic insurance can also influence the amount of health insurance premiums in Schwyz. As a rule, insured persons pay more if they opt for a model with free choice of doctor, such as the standard model. However, if you are willing to commit to a specific contact person or a consultation hotline, you can save money in Schwyz through models such as family doctor, HMO or Telmed models.

Changing the deductible rate in Schwyz

Adult policyholders in Schwyz can choose from a total of 6 deductibles, ranging from 300 francs to 2,500 francs. The choice of deductible rate has a direct influence on the amount of the health insurance premium. As a rule of thumb, if you choose a higher deductible rate, the monthly premium will be lower. Therefore, it may be worthwhile for people with lower health costs to choose a higher deductible rate. This way, you can save up to CHF 1,000 over the course of the year.

Health insurance premiums by canton

The health insurance premiums by canton and premium region are listed below: