Canton of Zug: Health insurances & premiums in comparison

There are a total of 31 health insurances in the canton of Zug. These 31 health insurances offer different models of basic insurance. Although all health insurances in Zug are required by law to provide benefits, the monthly premiums can vary greatly. This depends on various factors such as the health insurance company chosen, the model of basic insurance, the deductible rate chosen, the premium region and the age of the insured person in the canton of Zug.

These differences are also clearly visible in the health insurance premiums for 2024 in Zug. The cheapest monthly premium in the canton of Zug is currently CHF 218.75 , while the most expensive is CHF 552.15. If you take a few important points into account when choosing your health insurance, you can make considerable savings in Zug. In fact, it is possible to save up to CHF 4’000.80 in the canton of Zug.

Please note that the premiums indicated for 2024 are based on current information and may change during the course of the year. It is advisable to regularly check the current premiums and conditions of the health insurances.

health insurance Zug

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The cheapest health insurances in the canton of Zug

In 2024, health insurance premiums in the canton of Zug rose by 10.2% compared to 2023. Aquilana, The cheapest health insurance is Concordia in Zug and costs 218.75 francs per month. According to the FOPH, the rising premiums are the result of the growing costs in the healthcare sector, which are due to the increasing average age and medical and technological progress.

The 10 cheapest health insurances in the canton of Zug are listed below:

Health insurance Model Premiums in CHF
Concordia HMO 218.75
Atupri SmartCare 221.05
Steffisburg Casa 227.95
Visana Combi Care 228.65
SLKK SmartMed 229.75
Sympany Flexhelp 24 230.95
CSS HMO 232.35
Assura PreventoMed 236.15
Sanitas NetMed 236.45
ÖKK HMO 241.95

*For adults aged 26 and over with deductible rate 2500 (without accident cover) in the canton of Zug

Compare and change health insurance companies in Zug

Health insurance premiums in the canton of Zug vary considerably depending on the health insurance company. The health insurance comparison helps to find the cheapest health insurance in the canton of Zug. It is important to note that the benefits of basic health insurance are set by law and remain identical regardless of the health insurance company. Savings on premiums are made by changing health insurances.

Basic insurance savings models in Zug

The models of basic insurance can also influence the amount of health insurance premiums in Zug. As a rule, insured persons pay more if they opt for a model with free choice of doctor, such as the standard model. However, if you are willing to commit to a specific contact person or a consultation hotline, you can save money in Zug through models such as family doctor, HMO or Telmed models.

Changing the deductible rate in Zug

Adult policyholders in Zug can choose from a total of 6 deductibles, ranging from 300 francs to 2,500 francs. The choice of deductible rate has a direct influence on the amount of the health insurance premium. As a rule of thumb, if you choose a higher deductible rate, the monthly premium will be lower. Therefore, it may be worthwhile for people with lower health costs to choose a higher deductible rate. This way, you can save up to CHF 1,000 over the course of the year.

Health insurance premiums by canton

The health insurance premiums by canton and premium region are listed below: