General hospital insurance in Switzerland

General hospital insurance covers the costs of inpatient treatment in the general ward of hospitals throughout Switzerland. The supplementary hospital insurance "general ward throughout Switzerland" is a supplement to the compulsory health insurance. This supplement covers the costs of medical examinations, procedures, medication, diagnostics and care during your hospital stay outside your canton of residence.

How is hospital insurance generally calculated?

The premiums for general hospital insurance are calculated according to age, place of residence and gender. The premiums are set by health insurance companies. Hospital insurance in the general ward is the cheapest supplementary hospital insurance. Hospital insurance in general costs from 2 francs a month.

Spitall Allgemein

What is supplementary hospital insurance in the general ward?

General supplementary hospital insurance is supplementary insurance with health insurance companies in Switzerland. General supplementary hospital insurance offers patients additional insurance cover in a cantonal hospital.

What supplementary hospital insurances are there in Switzerland?

There are 4 different types of supplementary hospital insurance in Switzerland. Supplementary hospital insurance is offered by Swiss health insurance companies. Supplementary hospital insurance covers different services depending on the insurer and tariff. Here are the 4 supplementary hospital insurances in Switzerland.

  • General hospital insurance:

    General hospital insurance covers the costs of medical examinations, procedures, medication, diagnostics and care for an inpatient hospital stay outside of your canton of residence.

  • Flex hospital insurance:

    The hospital insurance Flex offers the choice of a department before admission to the hospital.

  • Hospital insurance semi-private:

    The semi-private hospital insurance enables you to choose your doctor and hospital freely during a hospital stay. Semi-private hospital insurance is more expensive than general and flex hospital insurance.

  • Hospital insurance private:

    The private hospital insurance is the highest supplementary hospital insurance in Switzerland. With this supplementary hospital insurance, you have the best comfort during a hospital stay. Private hospital insurance is also the most expensive supplementary hospital insurance in Switzerland.

How much does general hospital insurance cost?

General hospital insurance costs from CHF 2.40 a month. The monthly costs of general hospital insurance can vary depending on age, place of residence and gender. This makes hospital insurance the cheapest supplementary hospital insurance in Switzerland. With our health insurance comparison, you can calculate and compare the premiums for general hospital insurance.

What does general hospital insurance cover?

With general hospital insurance, treatment costs outside your canton of residence in the general hospital ward are covered. Here are the benefits of general hospital insurance.

  • Hospitalization in the general ward:

    General hospital insurance covers the costs of a stay in hospital throughout Switzerland.

  • Medical Treatments:

    General hospital insurance covers the costs of necessary medical treatment and interventions, such as; Operations, examinations, X-rays or laboratory tests.

  • Special treatments:

    General hospital insurance covers the costs of special treatments that are not covered by compulsory health insurance.

  • Shared room:

    General hospital insurance only offers shared rooms and no room selection.

Who should take out general hospital insurance?

Hospital insurance is recommended for people who want additional protection in the event of a hospital stay. In particular, people who live or work on the canton border should take out general hospital insurance. If you have basic insurance in Zurich, Berne or Basel, you hardly have to change cantons because most of the treatments are available in the cantons.

What should be considered when taking out general hospital insurance?

If you take out general hospital insurance, you must fill out a health declaration. The health declaration can lead to a rejection if you cannot meet the health requirements of the health insurance companies.

What is the difference between general hospital insurance and basic insurance?

Basic insurance fully covers the costs of a stay in the general ward in the canton of residence. General hospital insurance, on the other hand, is an additional voluntary insurance and offers additional benefits and cost coverage to extend your protection. The general hospital is an extension of the basic insurance.

Spital Allgemeine

Which health insurance companies offer general hospital wards throughout Switzerland?

List of health insurance companies that offer hospital general ward throughout Switzerland:

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