Those with semi-private insurance benefit from additional services in the semi-private ward during a hospital stay.
Hospital insurance semi-private is an additional insurance of the health insurance companies with additional benefits. With semi-private hospital insurance, the insured receive a double room during an inpatient stay in hospital. The insured persons are free to choose the hospital and doctor. Semi-private hospital insurance is a Additional insurance of the health insurance companies with additional services. With semi-private hospital insurance, the insured receive a double room during an inpatient stay in hospital. The insured persons are free to choose the hospital and the doctor.
The semi-private hospital insurance is calculated according to your place of residence and age. The premiums for semi-private hospital insurance vary with every health insurance company. A 30-year-old pays less than a 40-year-old because the risk increases with age.
Compare semi-private hospital insurance with a health insurance premium calculator. When comparing health insurance companies for semi-private hospital insurance, you should take the following steps.
Before you compare semi-private hospital insurance, you should consider which services you need and which you don't. Make sure your health insurance covers the services you need and that you are not paying for services you don't need.
Compare the premiums of the different health insurance companies. When comparing, pay attention to the deductible and the coverage limits.
Semi-private hospital insurance often offers additional advantages such as faster appointments, higher coverage limits and better care.
The semi-private hospital insurance covers additional services compared to the basic insurance. Here are 8 benefits of semi-private hospital insurance.
All costs in the semi-private ward are covered by health insurance throughout Switzerland.
With semi-private hospital insurance, you can get a second medical opinion from renowned professors during operations.
With semi-private hospital insurance, you get shorter waiting times for examinations and operations.
You are free to choose your doctor for the treatments. Treatments are carried out by a senior physician or chief physician.
Semi-private hospital insurance offers you a double room in the hospital, while basic insurance only covers the general ward.
Domestic help, spa and convalescent cures, travel expenses.
In a semi-private hospital insurance, special treatments and operations are also covered.
Semi-private hospital insurance offers higher coverage limits for medical services than basic insurance.
Semi-private hospital insurance makes sense for people who want additional medical benefits and more comfort during their stay in hospital.
The semi-private hospital insurance comes into effect from the start of the insurance. The waiting period for semi-private hospital insurance is 12 months for pregnancy if you do not previously have equivalent insurance.
In the case of insurance, there are exclusions due to previous illnesses in the semi-private ward. Insurance companies may refuse people with certain pre-existing medical conditions or offer limited coverage. Insurance policies may also exclude certain treatments or procedures or provide limited coverage, such as alternative medicine or cosmetic surgery.
With a health check, you can switch from general hospital insurance to a semi-private hospital in the following year. The health check can lead to rejection if you cannot meet all the criteria of the insurance. The semi-private hospital insurance is more expensive than the general hospital insurance.
With semi-private hospital insurance in Switzerland, there is no coverage limit. Some insurance companies have the limit of coverage abroad in the semi-private section. If the coverage limit is exceeded, the patients must bear the remaining costs themselves.
The semi-private hospital insurance costs between 50-200 francs per month. For children, however, the cost of the monthly premiums is lower. The premiums are calculated according to the canton of residence, age and gender. With our modern health insurance comparison you can calculate the current premiums for semi-private hospital insurance.
With private hospital insurance, you have single rooms available as with semi-private hospital insurance. The semi-private hospital insurance is cheaper than the private hospital insurance. Some insurance companies offer more additional services in the private hospital insurance.
The best semi-private hospital insurances in Switzerland provide excellent protection against financial risks. This semi-private hospital insurance offers excellent benefits and conditions that allow customers the best protection.
Checkall offers other services related to semi-private hospital insurance. Here are 3 other useful services from Checkall.
You can find all information about changing semi-private hospital insurance here.
The monthly premiums are an important part of semi-private hospital insurance. Find out here how the premiums for semi-private hospital insurance are calculated.
After switching to semi-private supplementary hospital insurance, you must cancel your current hospital insurance. Our cancellation tool helps you to create the cancellation form for the current hospital insurance.
The waiting period is the period at the start of the insurance contract during which you cannot yet claim insurance benefits. This duration varies depending on the type of benefit. In the case of maternity, the waiting period is 365 days, so you cannot claim until the first year after the end of the first insurance year. During this period, your stays in hospitals are covered exclusively by the basic insurance, e.g. in case of childbirth. The costs for the stay, care and treatment in a multi-bed room are reimbursed according to the tariff of your canton of residence.
You can take out supplementary insurance with Spital Halbprivat if you live in Switzerland.
In general, you have the freedom to go to a hospital of your choice in Switzerland. However, there are certain clinics and hospitals that are not recognized by the health insurance companies. This may result in additional costs for which you may have to pay yourself.