Canton of Valais: Health insurances & premiums in comparison

There are a total of 32 health insurances in the canton of Valais. These 32 health insurances offer different models of basic insurance. Although all health insurances in Valais are required by law to provide benefits, the monthly premiums can vary greatly. This depends on various factors such as the health insurance company chosen, the model of basic insurance, the deductible rate chosen, the premium region and the age of the insured person in the canton of Valais.

These differences are also clearly visible in the health insurance premiums for 2024 in Valais. The cheapest monthly premium in the canton of Valais is currently CHF 218.05, while the most expensive is CHF 608.75. If you take a few important points into account when choosing your health insurance, you can make considerable savings in Valais. In fact, it is possible to save up to CHF 4’688.40 in the canton of Valais.

Please note that the premiums indicated for 2024 are based on current information and may change during the course of the year. It is advisable to regularly check the current premiums and conditions of the health insurances.

health insurance Valais

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The cheapest health insurances in the canton of Valais

In 2024, health insurance premiums in the canton of Valais rose by 8.6% compared to 2023. Sodalis, Sympany and KPT are the cheapest health insurances in the canton of Valais. According to the FOPH, the rising premiums are the result of the growing costs in the healthcare sector, which are due to the increasing average age and medical and technological progress.

The 10 cheapest health insurances in the canton of Valais are listed below:

Health insurance Model Premiums in CHF
Sodalis Digimed 265.65
Sympany Flexhelp 24 273.75
KPT KPTwin 274.65
Atupri SmartCare 287.75
CSS HMO 288.55
Visana Combi Care 289.35
Helsana Benefit Plus 289.45
Concordia HMO 289.65
Sanitas Netmed 289.65
Assura Qualimed 291.45

*For adults aged 26 and over with deductible rate 2500 (without accident cover) in the canton of Valais

Canton Valais: Premium region 2

The 10 cheapest health insurance companies in premium region 2(Canton of Valais) are listed below:

Health insurance Model Premiums in CHF
EGK Telcare 218.05
Visperterminen Telmed 219.65
Sodalis Digimed 232.15
KPT KPTwin 235.95
Steffisburg Casa 237.25
ÖKK Select 241.65
Assura Qualimed 243.65
CSS HMO 247.95
Visana Combi Care 249.45
Atupri Telfirst 250.25

*For adults aged 26 and over with deductible rate 2500 (without accident cover) in premium region 2(Canton of Valais).

*Premium region 2: Blenio, Leventina, Locarno, Riviera, Vallemaggia.

Compare and change health insurance companies in Valais

Health insurance premiums in the canton of Valais vary considerably depending on the health insurance company. The health insurance comparison helps to find the cheapest health insurance in the canton of Valais. It is important to note that the benefits of basic health insurance are set by law and remain identical regardless of the health insurance company. Savings on premiums are made by changing health insurances.

Basic insurance savings models in Valais

The models of basic insurance can also influence the amount of health insurance premiums in Valais. As a rule, insured persons pay more if they opt for a model with free choice of doctor, such as the standard model. However, if you are willing to commit to a specific contact person or a consultation hotline, you can save money in Valais through models such as family doctor, HMO or Telmed models.

Changing the deductible rate in Valais

Adult policyholders in Valais can choose from a total of 6 deductibles, ranging from 300 francs to 2,500 francs. The choice of deductible rate has a direct influence on the amount of the health insurance premium. As a rule of thumb, if you choose a higher deductible rate, the monthly premium will be lower. Therefore, it may be worthwhile for people with lower health costs to choose a higher deductible rate. This way, you can save up to CHF 1,000 over the course of the year.

Health insurance premiums by canton

The health insurance premiums by canton and premium region are listed below: