Canton of Grisons: Health insurances & premiums in comparison
There are a total of 29 health insurances in the canton of Grisons. These 29 health insurances offer different models of basic insurance. Although all health insurances in Grisons are required by law to provide benefits, the monthly premiums can vary greatly. This depends on various factors such as the health insurance company chosen, the model of basic insurance, the deductible rate chosen, the premium region and the age of the insured person in the canton of Grisons.
These differences are also clearly visible in the health insurance premiums for 2024 in Grisons. The cheapest monthly premium in the canton of Grisons is currently CHF 220.65, while the most expensive is CHF 610.75. If you take a few important points into account when choosing your health insurance, you can make considerable savings in Grisons. In fact, it is possible to save up to CHF 4’681.20 in the canton of Grisons.
Please note that the premiums indicated for 2024 are based on current information and may change during the course of the year. It is advisable to regularly check the current premiums and conditions of the health insurances.
The cheapest health insurances in the canton of Grisons
In 2024, health insurance premiums in the canton of Grisons rose by 8.7% compared to 2023. KPT, Concordia and CSS are the cheapest health insurances in the canton of Grisons. According to the FOPH, the rising premiums are the result of the growing costs in the healthcare sector, which are due to the increasing average age and medical and technological progress.
The 10 cheapest health insurances in the canton of Grisons are listed below:
Health insurance | Model | Premiums in CHF |
---|---|---|
Concordia | HMO | 252.85 |
CSS | HMO | 262.05 |
Sanitas | CompactOne | 263.85 |
Groupe Mutuel | PrimaFlex | 271.45 |
Atupri | CareMed | 281.05 |
ÖKK | HMO | 281.35 |
Aquilana | Smartmed | 281.85 |
Helsana | Benefit Plus | 284.65 |
Swica | Favorit Medpharm | 286.25 |
*For adults aged 26 and over with deductible rate 2500 (without accident cover) in the canton of Grisons
*Region 1: City of Grisons
Canton Grisons: Premium region 2
The 10 cheapest health insurance companies in premium region 2(Canton of Grisons) are listed below:
Health insurance | Model | Premiums in CHF |
---|---|---|
KPT | KPTwin | 235.05 |
Concordia | HMO | 241.95 |
CSS | HMO | 244.85 |
Sanitas | CompactOne | 247.05 |
Swica | Favorit Medpharm | 250.65 |
ÖKK | HMO | 252.05 |
Aquilana | Combi Care | 253.75 |
Assura | Qualimed | 265.75 |
Helsana | Benefit Plus | 267.45 |
Groupe Mutuel | PrimaFlex | 271.45 |
*For adults aged 26 and over with deductible rate 2500 (without accident cover) in premium region 2(Canton of Grisonse).
*Premium region 2: Grisons-Mittelland, Thun, Biel/Bienne, Seeland, Jura Grisonsois, Emmental.
Canton of Grisons: Premium region 3
The 10 cheapest health insurance companies in premium region 3(Canton Grisons) are listed below:
Health insurance | Model | Premiums in CHF |
---|---|---|
CSS | HMO | 220.65 |
Concordia | HMO | 222.25 |
Sumiswalder | Telmed | 232.05 |
Helsana | Benefit Plus | 234.75 |
KPT | KPTwin | 235.05 |
Sanitas | CompactOne | 235.65 |
Assura | Qualimed | 238.55 |
ÖKK | HMO | 241.95 |
EGK | Care | 248.85 |
Sympany | Flexhelp 24 | 249.65 |
*For adults aged 26 and over with deductible rate 2500 (without accident cover) in premium region 3(Canton of Grisons)
*Premium region 3: Oberaargau, Interlaken-Oberhasli, Obersimmantel-Saanen, Frutigen-Niedersimmantel.
Compare and change health insurance companies in Grisons
Health insurance premiums in the canton of Grisons vary considerably depending on the health insurance company. The
Basic insurance savings models in Grisons
The models of basic insurance can also influence the amount of health insurance premiums in Grisons. As a rule, insured persons pay more if they opt for a model with free choice of doctor, such as the
Changing the deductible rate in Grisons
Adult policyholders in Grisons can choose from a total of 6
Health insurance premiums by canton
The health insurance premiums by canton and premium region are listed below:
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